1. Regulatory Status

Twins Consultancy is a SEBI-registered financial advisory firm and an IRDAI-certified insurance intermediary. Our services and recommendations comply with regulatory standards and are delivered by certified professionals.

2. Purpose of Content

The website content is intended for general informational purposes. It does not replace personalized financial, legal, or tax advice. Please consult our advisors for customized planning.

3. Accuracy of Information

We ensure our content is accurate and current. However, regulatory or market changes may lead to updates. We are not liable for any outdated or incorrect content.

4. Availability & Eligibility

Service availability is subject to location, eligibility, and external regulatory conditions. We act as facilitators. Final decisions lie with the relevant banks, insurers, or investment platforms.

5. Third-Party References

Links to third-party sites are provided for your convenience. We do not control or endorse their content and are not liable for accuracy, safety, or data use. Please review their policies before engagement.

6. Testimonials and Case Studies

Client testimonials and stories shared are authentic but are not guarantees of identical results. Financial outcomes vary by personal needs, circumstances, and eligibility.

7. No Guaranteed Results

We cannot promise outcomes like approvals or returns. Success depends on external factors, underwriting rules, and market conditions beyond our control.

8. Limitation of Liability

To the fullest extent allowed by law, Twins Consultancy shall not be liable for any direct or indirect losses or damages related to the use of our site or services.

9. Ethical Practice

We operate as an independent, unbiased advisory firm. We assess your needs and recommend solutions based on suitability — not affiliations. We do not promote any one financial institution exclusively.

10. Consent to Terms

By using our website, you agree to this disclaimer. If you disagree with any term, we ask that you discontinue use of the site or services.

11. Updates to Disclaimer

This disclaimer may be updated due to regulatory, service, or policy changes. All revisions will be reflected with a new “Effective Date.” Please check back regularly.

12. Contact Us