1. Introduction

Twins Consultancy, located in Karur, Tamil Nadu, offers financial services including insurance, investment, loans, and personal financial planning. We are committed to handling your data responsibly and legally.

2. Information We Collect

• Personal Info: Name, address, phone, email, DOB, gender, occupation
• IDs: PAN, Aadhaar, Voter ID, Passport, other KYC documents
• Financial: Income, bank details, credit history, portfolio info, loan documents
• Communication: Emails, messages, call logs, feedback

We never collect data without your consent.

3. Purpose of Data Collection

• To provide personalized services
• To assess eligibility and risks
• To process transactions
• To offer support and maintain records
• To comply with laws

4. Legal Basis for Processing

• Your consent
• To fulfill contracts
• Legal requirements
• Legitimate business needs

5. Data Sharing and Disclosure

• With your consent
• With authorized providers (e.g., banks, insurers)
• With authorities if legally required
• Internally within our team under confidentiality

6. Data Retention

We retain your data only as long as necessary for legal, regulatory, and service-related purposes. Afterward, it is securely deleted or anonymized.

7. Data Security

• Secure storage and encrypted transmission
• Password-protected systems
• Internal audits
• Staff training on data protection

No system is immune to cyber risks—use caution when sharing information online.

8. Cookies and Web Tracking

We use cookies and analytics tools to enhance user experience. Data like IP, browser, device, and pages visited may be collected. You can disable cookies via your browser.

9. Your Rights

• Access your data
• Request corrections
• Withdraw consent
• Request deletion (unless legally retained)
• Object or request data transfer

10. Children’s Privacy

We do not knowingly collect data from individuals under 18. If discovered, such data will be deleted promptly.

11. Third-Party Links

We may include links to third-party sites. We are not responsible for their content or policies. Please review their privacy practices separately.

12. Policy Updates

We may update this policy at any time. Updates will be posted on our website with a revised effective date. Continued use means acceptance of these changes.

13. Contact Us